Houses
Houses up to €250,000 in Umag
1 properties found
Property listings in Umag
No properties match your criteria.
A house in Umag can provide more space for family life, longer stays and personal design choices. Options may be close to the centre, along the coast or in quieter inland areas. Compare plot size, condition, road access and utility connections as well as floor area; for older buildings, check permits and potential renovation costs.Read more
Umag lies in north-western Istria, close to the Slovenian border. Buyers value its coastal setting, marina and convenient connections with the rest of the peninsula.
The local market ranges from modern homes near beaches around Zambratija and Stella Maris to traditional stone houses inland. Compare apartments with terraces or sea views, houses and plots, and check the actual distance to the coast and the property documents.
Umag offers year-round amenities, including shops, restaurants, a marina and sports facilities. Browse current listings here and filter properties by type, price and features.
Property in Umag at a glance
- Indicative price range
- 700–5,200 €/m²
Non-binding estimate
- Distance to the sea
- from a few minutes’ walk to around 3 km from the sea
- Popular neighbourhoods
- Stella Maris · Katoro · Punta · Zambratija · Savudrija · Lovrečica
Frequently asked questions about buying property in Umag
Can foreign nationals buy property in Umag?
Citizens of EU member states can generally purchase property in Croatia under the same conditions as Croatian citizens. Swiss citizens may face additional requirements under reciprocity rules. Ask a Croatian lawyer to review your circumstances before you buy.
What does commission-free property in Umag mean?
Commission-free means that the buyer does not pay an agency fee. This is usually the case with new build properties purchased directly from developers or in direct sales by private owners.
Which purchase taxes and local costs should I check in Umag?
A 3% real estate transfer tax generally applies to resale properties in Croatia; a new-build purchase may have different VAT treatment depending on the seller and contract. These are national rules, not a city-specific rate. Recurring municipal charges and holiday-rental requirements can depend on the municipality, address and intended use. Listings around Umag include areas such as Stella Maris, Katoro, Punta. For a specific address, request current charges and permitted-use requirements from the relevant city authority, and have the tax treatment reviewed by an independent adviser.
What are the steps to buying property in Umag?
Typical steps include obtaining a Croatian tax number (OIB), checking land registry, cadastral and building documents, signing a preliminary agreement and then the purchase contract, followed by registering ownership. An independent legal review is recommended before paying a deposit.
Can I rent out a property in Umag to holiday guests?
Holiday rentals may require registration with the relevant authority, property categorisation, guest reporting and payment of tourism and tax obligations. Rules can change, so check current requirements with the responsible authority or a tax adviser before you buy.
Can I finance a property purchase in Umag?
Buyers often use their own funds or arrange financing through a bank in their home country. Croatian banks may offer mortgages to non-residents subject to their own eligibility requirements. Discuss financing with your bank before signing a preliminary agreement.